In my young days, I spent like a drunken sailor.
 

My parents gave up and my two Great Depression-era grandmothers cried tears over the debt I was getting myself into.

I was as cocky as they come. Living in the fast lane.

Got my first credit card at age 21
...and my first overdraft fee a month later.

A good airline job kept creditors happy.
(It's amazing how a decent paycheck attracts the hyenas)

So how the heck did I end up coaching around personal finance
Preaching how to run your finances like a Swiss clock.

How did this disciple of Spend turn into a master of Thrift and Efficiency?
- wiping my grandmother's tears?

It happened when I had avoided choosing HARD for so long that HARD chose me.

⛔ Immigrant in the USA cleaning carpets for $7/hr with a 50K debt.

⛔ Unable to find pilot jobs, not having the dollars to convert my license.

⛔ Second kid on the way - still in debt.


💥 I looked in the mirror and saw the stall.
💥 Then summoned my resources.


✅ Used my flight planning skills to budget.
(Heck, if you run out of fuel or money - you crash just the same.)

✅ Used insights from my training in NLP to change my mindset around money and wealth, turning money into a tool rather than a drug.

✅ I learned by making mistakes in business. There is no substitute, except trying to learn as much from other people's mistakes.

✅ I grew up and took responsibility for my daughters, asking a simple question: What do I want them to model?

✅ I cultured the inner nerd and spent countless hours learning about investing, realizing that you can't get rich without the lever of compounding.

✅ I put everything I've learned into a syllabus that later turned into a book. This in turn made me better at "money".

✅ I understood that wealth building is about setting systems and strategies on auto-pilot - making you rich slowly.
(In case your 1:10,000 stab of quick riches fails)